Important Changes to Mortgage Products

From today, Friday 22 November, we've launched a new range of Owner Occupier and Buy to Let Fixed Rate products. The updated product range includes increases to our Owner Occupier Fixed Rate Repayment and Interest-Only products, as well as our Buy to Let Fixed Rate products. Additionally, we have withdrawn our Professional Mortgage product, and launched new 5 Year Fixed Rate Expat and 2 Year Fixed Rate JBSP products. Further details are below:

Owner Occupier Fixed Rates

The following Repayment and Interest-Only Fixed Rate products have increased.

Repayment

Interest-Only

New OO JBSP Interest-Only Fixed Rate (Product code XF0916)

We have launched a new OO JBSP Interest-Only Fixed Rate product:

Buy to Let Fixed Rates

The following UK landlord, Limited Company and Expat Buy to Let Fixed rate products have increased.

New BTL Expat Fixed Rate (Product code XF0933)

We have launched a new BTL Expat Fixed Rate product:

Product Fee: 1.00%
Application Fee: £175
Minimum loan amount of £45,000
No maximum loan amount.

Semi-exclusive products

On top of our standard range of products, we have additional semi-exclusive products available via our packaging partners. For further information, speak to your local BDM.

See full details of our product range here

Our team of BDMs now cover the whole of England, Wales and Scotland and are ready to answer your queries and guide you through the application process.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.

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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.

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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.

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Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.

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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.

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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.

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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.

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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East and West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.

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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.

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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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