From today, Thursday 5 October, we've made a number of changes across our mortgage range including rate reductions across all our fixed rate products.

Owner Occupier - new 2 Year Fixed rate products now on sale:

Repayment

Owner Occupier product changes -  all 5 Year Fixed rate products have been reduced:

Repayment

• Core range products - rates now start from 5.54% up to 60% LTV*
• JMSO products - rates now start from 5.74% up to 60% LTV*
• Family Mortgage - now at 5.79%, up to 95% LTV (additional security required).

*Other products available up to 80% LTV.

Interest-Only

• Core range product - now at 6.19%, to a maximum 60% LTV.

Buy to Let product changes - all 5 Year Fixed rate products have been reduced:

• UK Landlords - rates now start from 6.14% up to 60% LTV*
• Limited Company SPVs - rates now start from 6.14% up to 60% LTV*
• Expats - now at 6.59% up to 70% LTV, on an Interest-Only basis.

• Retirement Interest-Only (RIO) - reduced to 6.49%.   

Managed Mortgage Rates

Please note that our Managed Mortgage Rates are not changing at this time.

Semi-exclusive products

See full details of our new product range here.

The deadline for receipt of applications for all withdrawn mortgage products is:

• Today - 5pm 5 October through our Mortgage Hub or by paper.
  

We have a team of BDMs ready, willing and able to answer any of your queries and guide you through the application process. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk.