Important Changes to Our Mortgage Products

3 Aug 2023

From Today, Thursday 3 August, we've made a number of changes across our mortgage product range.

The key changes are as follows: 

Owner Occupier:

5 Year Fixed Rates:

  • Core range repayment products – we have introduced these back on sale for purchase and remortgage applications*. Rates now start from 6.04%
  • JMSO repayment products – we have also introduced these back on sale for purchase and remortgage applications*. Rates now start from 6.14%
  • Family Mortgage – now back on sale for purchase applications*, at 6.19%
  • Core range Interest Only products - now starting from 6.69%

*Also available to our existing customers for additional borrowing and product switches

2 Year Discounted Variable Rates:

  • Offset repayment products - now start from 6.19%
  • Core range Interest Only products –now start from 6.19%
  • JMSO Interest Only products –now start from 6.49%

Buy to Let:

5 Year Fixed Rates

  • UK Landlords – now start from 6.74%
  • Limited Company SPVs – now start from 6.84%
  • Expats – now at 7.09% up to 70% LTV, on an Interest-Only basis

2 Year Discounted Variable Rates:

  • UK Landlords – now start from 6.39%
  • Limited Company SPVs – now start from 6.69%
  • Expats - now start from 6.74%, on an Interest-Only basis
  • Offset mortgages - now start from 6.84%

See full details of our new product range here.

The deadline for receipt of applications for all withdrawn mortgage products is:

  • Today - 5pm 3 August through our Mortgage Hub or by paper.

We have a team of BDMs ready, willing and able to answer any of your queries and guide you through the application process. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk.

 

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.
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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East and West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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