Important information on our mortgage products - New discounted rate products

From today, 3 October, we’ve introduced new discounted variable owner occupier repayment and limited company buy to let products to our mortgage product range. Alongside our current on-sale products, you’ll have a variable option for all of your clients’ cases.

Limited time Product Switch Promise for new and existing clients

We’re also introduced a 'Product Switch Promise' from today. This means that any of your clients, who take out one of our discounted variable rate products whilst fixed rates are unavailable, will be able to switch to a new fixed rate with us, up to six months later. There won’t be any switching fees nor any Early Repayment Charge for exiting the discounted variable rate early.

Our ‘Product Switch Promise’ also applies to yout existing clients who reach the end of their current fixed or discounted variable rate between now and the end of January 2023, in addition to those who complete a new discounted variable rate mortgage from today.

Find out more details here

New discounted variable rate product details available from 3 October 2022:

Type	Repayment Type	Category	Initial Rate (and floor rate)	Product Fee	LTV Band	Product Code	Product Type
Residential Owner Occupier	Repayment	Core	3.04%	£599	60%	XD0135	3 Year Discount Variable Rate
	Repayment	Core	3.14%	£599	80%	XD0136	3 Year Discount Variable Rate
	Repayment	JMSO	3.14%	£599	60%	XD0137	3 Year Discount Variable Rate
	Repayment	JMSO	3.24%	£599	80%	XD0138	3 Year Discount Variable Rate
	Repayment	Family Mortgage	3.19%	£599	95%	XD0139	3 Year Discount Variable Rate
Buy to Let	Both	Limited Company SPV	3.54%	£1499	60%	XD0140	3 Year Discount Variable Rate
Buy to Let	Both	Limited Company SPV	3.69%	£1499	70%	XD0141	3 Year Discount Variable Rate

Full details of all our discounted products can be found here: intermediaries.familybuildingsociety.co.uk/products

Deadline extension to your pre and post offer applications
We may be able to provide an extension to your pre and post offer applications, depending on the status. This is explained in more detail here.

We have a team of BDMs ready, willing and able to answer any of your queries. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.

Edit my local BDM

Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.

Edit my local BDM

Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.

Edit my local BDM

Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.

Edit my local BDM

Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.

Edit my local BDM

Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.

Edit my local BDM

Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.

Edit my local BDM

Your Local BDM:

Gina England

Gina has a vast amount of experience with both simple and complex lending solutions. If you're in the East or West Midlands, please contact Gina for help with your clients' mortgages.

Edit my local BDM

Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.

Edit my local BDM

We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

Edit my local BDM