Good news - we've made some significant rate reductions to our mortgage product range for both Owner Occupiers and Buy to Let. 
 
These changes will take effect from today, 7 January 2022 and are summarised as follows:

Owner Occupier repayment:
• Reductions to 60% LTV products of between 0.15% and 0.35%;
• Reductions to 80% LTV products of between 0.30% and 0.50%;
• Our award winning Family Mortgage reduced by 0.45% to 2.84%.
• Joint Mortgage Sole Owner (JMSO) mortgages - product fees reduced from £999 to £599
 
Owner Occupier Interest-Only:
• Reductions to our core range including Retirement Interest Only (RIO) of between 0.25% and 0.50%;
• Reductions to Expat products of between 0.57% and 0.67%;
• Joint Mortgage Sole Owner (JMSO) mortgages - product fees reduced from £999 to £599.
 
Buy to Let:
• Reductions to UK landlord products of between 0.20% and 0.45%;
• Reductions to Expat products of between 0.20% and 0.65%;  
• Limited Company maximum LTV has increased from 65% to 70%.

Semi exclusive products
On top of our standard range of products we have additional semi exclusive products available via our packaging partners. Please speak to your local BDM for more information.

The completion deadline for all fixed rate products is on Friday 1 June.

See full details of our product range here. 

We have a team of BDMs ready, willing and able to answer any of your queries and guide you through the application process. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk.