Important information: launch of our mortgage products and application deadline

27 Jan 2021

We've made some changes to our mortgage product range with effect from today, 27 January 2021: 

  • The majority of our mortgage products have been withdrawn and replaced. 
  • Interest rates for our Buy to Let products remain unchanged, with the exception of our Expat products.
  • We've launched a new range of Joint Mortgage Sole Owner (JMSO) products for Owner Occupiers.
  • Our Buy to Let Limited Company products now have separate product codes and a fixed product fee.
  • We now offer £500 cashback for all Owner Occupier remortgage applications, which can be put towards legal costs. We will no longer offer our in-house Legal Services department for remortgage applications, but they will continue to work on any applications in the pipeline.
  • We continue to offer £250 cashback for Family Mortgage applications, and £100 cashback for Offset applications.
  • We have updated our Intermediary website to make it easy for you to find products based on your clients' needs. We've also added all our product switch and further advance products to the site.
  • Completion deadline for new fixed rate products is 01/07/2021.

A reminder - the deadline for receipt of applications for all withdrawn mortgage products is 5pm on Monday 1 February, both through our Mortgage Hub and by paper. 

See full details of our product range here.

We have a team of BDMs ready, willing and able to answer any of your queries and guide you through the application process. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
Edit my local BDM

Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East and West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
Edit my local BDM

We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

Edit my local BDM