Supporting you with desktop valuations

In the current environment, valuers may not be able to carry out physical valuations, but I'm pleased to confirm that we can now offer desktop valuations to help progress your clients’ mortgage application.

How will this work?
A desktop report can be carried out for houses of standard construction and type, which are wholly for residential/BTL purposes and where standard insurance conditions apply.

Desktop valuations may not be possible in all instances, however, we'll continue to underwrite every case as far as we can (effectively up to offer) until we're in a position to recommence the physical valuation.

In order for us to carry out a desktop valuation please bear in mind the following:

• The loan should not exceed 60% of property valued at a maximum of £500,000
Or
• The loan should not exceed 50% of property valued at a maximum of £750,000 or £1,000,000 in Greater London

If you have any questions or require more information please contact your local BDM or our mortgage desk.

Please see table below for the Greater London postcodes where the £1m property value is applicable.

Postcodes - Greater London
AL	HA	SL
BR	IG	SM
CR	KT	SW
DA	N	TW
E	NW	UB
EC	RM	W
EN	SE	WC
		WD

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.

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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.

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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.

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Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.

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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.

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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.

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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.

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Your Local BDM:

Gina England

Gina has a vast amount of experience with both simple and complex lending solutions. If you're in the East or West Midlands, please contact Gina for help with your clients' mortgages.

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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.

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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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