Limiting new business to a maximum of 60% LTV

26 Mar 2020

In light of the current situation with COVID-19, we would like to reassure you that we’re taking the appropriate measures to provide continued support and assistance to you and your clients during this difficult period.

However, this ongoing situation means we are currently unable to conduct valuations in the normal way. This means we will be temporarily limiting new business to a maximum of 60% LTV and have withdrawn all products above this limit.

Working hard to support you and your clients

  • Our BDMs are available by phone or email to answer any queries you may have. Find their contact details here.
  • Ifyou don't have a BDM in your area, our dedicated Mortgage Desk are available to answer your queries. Their contact details can be found here.
  • Our Loans Underwriting and Legal Services teams are working hard to maintain an acceptable level of service to you, but may take a little longer to respond to your queries.
  • New or ongoing case? Please continue to submit and review your cases through our Mortgage Hub.
  • If any of your clients are concerned about their ability to pay their mortgage with us and want to talk about the help and options available, they can use our online form.

Revised telephone answering times – we are only able to accept head office telephone calls between 10am and 2pm between Monday and Friday. Our teams are dealing with calls as quickly as they can and we promise to respond as soon as we are able to. Our BDMs are available as normal.

If you have any questions or concerns please do contact us.

We thank you for your patience and understanding at this difficult time, and we appreciate your support.


Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Sam Morrison

Working out of our head office, as our phone-based BDM in Epsom, Sam has a wealth of knowledge regarding our processes and criteria and covers a variety of postcodes across the UK.
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Your Local BDM:

Neil Cadwallader

Neil has over 19 years experience in Financial Services from pensions and investments to mortgages. Neil focuses around South Wales and the West of England area. Contact Neil for help with your clients' mortgages.
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Your Local BDM:

Stuart Heavens

Stuart focuses on the South Coast area. Contact Stuart for help with your clients' mortgages.
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Your Local BDM:

Amar Mashru

Amar focuses on the Central London area. Contact Amar for help with your clients' mortgages.
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Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East and West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire and the North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Monday - Friday: 9am - 5.30pm. Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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