Older Client? No problem!

13 Feb 2020

Do you have clients who were turned down by high street lenders simply because of their age?

At the Family Building Society, later life lending is our specialist subject. We won't turn down clients just because of their age and strive to help when other lenders can't or won't just because it's too complicated.

What makes us so different?

  • We don't use computers. We use common sense and real human beings to underwrite your mortgages cases. We'll listen to your clients' stories and make an assessment based on the merits of each individual case.
  • We lend in retirement and do so with generous terms:
    • Owner Occupier repayment mortgages - up to a maximum age of 95 at the end of term.
    • Owner Occupier Buy to Let mortgages - up to a maximum age of 89 when the loan commences.
We take into account earned income up to the age of 70 and other sources of income beyond that such as pension, investment and rental income. Other income can be considered on a case-by-case basis.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Michelle Parry-Bunter

Michelle has worked for the Society for over a decade and focuses on the South Coast. Contact Michelle for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East & West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire & North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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