Discharged Bankrupt (years)

Our standard acceptability


Criteria definition:

Indicates if we can accept discharged bankrupts and if so how long a client has to have been discharged for. For example, Mr Smith was made bankrupt 7 years ago and was discharged one year later so has been discharged for 6 years. 

Policy Notes:

We can consider discharged bankrupts as long as they have been discharged at least three years, have no subsequent adverse registered credit and can provide a satisfactory explanation. Please refer these for consideration prior to an application being submitted.

Criteria categories:
  • Adverse
  • IVAs and Bankruptcy

Last updated:

15 August 2018