Maximum debt to income ratio

Our standard acceptability


Criteria definition:

Indicates the maximum potential debt to income (DTI) ratio we might accept. For example, an applicant has outstanding unsecured debts of £26,000 and a salary of £40,000. Therefore their DTI is 65%. This criteria indicates if we have a maximum and if so what it is.

Policy Notes:

The Society does not have a maximum debt to income ratio.

Warning Notes:

The Society assesses income and debt within our existing affordability calculation available on our website.

Criteria categories:
  • affordability assessment
  • Policy

Last updated:

29 August 2018