Maximum debt to income ratio
Our standard acceptability
Indicates the maximum potential debt to income (DTI) ratio we might accept. For example, an applicant has outstanding unsecured debts of £26,000 and a salary of £40,000. Therefore their DTI is 65%. This criteria indicates if we have a maximum and if so what it is.
The Society does not have a maximum debt to income ratio.
The Society assesses income and debt within our existing affordability calculation available on our website.Criteria categories:
- affordability assessment
29 August 2018