Age Limits: Maximum Age at End of Mortgage Term

Our standard acceptability

95

Criteria definition:

Indicates the absolute maximum age we might lend to. In summary 'Age Limits: Maximum Age at End of Mortgage Term' indicates the age we can potentially lend up until if you meet all required criteria.

Policy Notes:

The maximum age based on an 89 year old applying for an interest only mortgage is 94. The actual term for other ages depends on the age at application please refer to the table on our website located here.

The maximum age for a capital and interest repayment mortgage is 95 years.

Warning Notes:

Please note the actual maximum age depends on the age at application and the Society will usually only take earned income to age 70 (75 for professionals).

Criteria categories:
  • Age Limits
  • Applicant

Last updated:

15 August 2018