Multi Unit Freehold (multiple properties on same title)

Our standard acceptability

Acceptable

Criteria definition:

Indicates if we can potentially lend on single title multi-unit properties

Policy Notes:

Family Building Society does lend on 'Multi Unit Freehold' properties up to 75% LTV

Warning Notes:

Criteria detail is;

·        Maximum of three separate units within the property.
·        No more than two storeys
·        Maximum LTV 75%
·        Property to be valued as a single freehold unit.
·        Rental from all ASTs can be considered.
·        No “purpose built” blocks i.e. converted houses only.
·        All necessary Planning/Building Regulations to be in place.

Criteria categories:

• Flats and Apartments
• Property

Last updated:

07 November 2025