Remortgage waiting period

Our standard acceptability


Criteria definition:

Indicates the number of months a Buy to Let lender states a person must have owned a property before it can be considered for a remortgage application. For example John purchased a property at auction 3 months ago and now wishes to remortgage the property to raise some funds. He approaches his lender of choice and they state that he must have owned the property for a minimum of 6 months before he can apply for a mortgage against it. John is therefore unable to apply for a mortgage on this property with his chosen lender at this moment in time. 

Policy Notes:

We will consider remortgages after 6 month's ownership.

Criteria categories:
  • back to back transactions
  • Policy

Last updated:

29 August 2018