5.34% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0765) - XF0765
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB |
---|---|---|---|---|---|---|---|---|---|
5.34% | 31/07/2026 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No |
- Purpose - Joint Borrower Sole Proprietor applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages.
- LTV - Maximum 60%.
- Fixed Rate end date - 31/07/2026
- *Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch)
- Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
- Product Fee - £599 for loans up to £500,000. (£0 for further advance, £0 for product switch)
- Cashback - £500 for remortgage applications
- Early Repayment Charges - 2% until 31/07/2025, 1% until 31/07/2026
- Maximum loan - £500,000
- Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
- Additional benefits:
- ^Cashback - £500 cashback on completion for remortgage applications
- Cost for comparison - 8.1% APRC
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