5.44% Expat 5 Year Fixed Rate to 31/08/2029 (XF0791) - XF0791 Direct
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Repayment | Interest Only |
Limited Company |
---|---|---|---|---|---|---|---|---|
5.44% | 31/08/2029 | 9.19% | 70% | £175* | 1.00%~ | No | Yes | No |
- Purpose - Expat purchase, remortgage, product switch and further advance
- Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers.
- LTV - Maximum 70%
- Fixed Rate end date - 31/08/2029
- *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
- Legal fees - £100 minimum for further advances
- Valuation Fees (Purchase) - Full standard valuation fee scale applies.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
- Valuation Fees (Further advance and Product Switch) - £0
- Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance and product switch)
- ~Product Fee - 1.00% of the loan amount, subject to a minimum of £1,000. (£0 for further advance, £0 for product switch)
- ^Cashback - £500 for remortgage applications
- Early Repayment Charges - 5% until 31/08/2025, 4% until 31/08/2026, 3% until 31/08/2027, 2% until 31/08/2028, 1% until 31/08/2029
- Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
- Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
- Cost for comparison - 8.1% APRC
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