5.49% 2 Year Fixed Rate to 31/07/2026 (XF0780) - XF0780

Remember For Later

Add favourite

Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Repayment	Interest Only	Limited Company
5.49%	31/07/2026	9.19%	60%	£125*	0	Yes	Yes	No

Purpose - Further advance and product switch
LTV - Maximum 60%
Fixed Rate end date - 31/07/2026
*Application Fee - £125 for further advance, £0 for switch
Valuation Fees (Further advance and Product Switch) - £0
Legal Fees - £100 minimum for further advances
Product Fee - £0
Early Repayment Charges - 2% until 31/07/2025, 1% until 31/07/2026
Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
Minimum loan - £2,000 for further advance. No minimum for product switches
Cost for comparison - 8.7% APRC

All applicants

ID documents if the electronic check we carry out on the applicant fails
Applicants are required to have an existing UK mortgage. We carry out an electronic credit check on all applicants which may show the performance of these. If this fails to show their existing mortgage(s), 12 months proof of conduct is required. To speed up our underwriting, you can provide these on submission.

Applicants with four or more mortgaged Buy to Let properties

We will treat these applications as a portfolio landlord and we require details of their full portfolio and a business plan. Download the assets and liabilities form and the business plan checklist.

Fees for this product

Further advance fees

Product switch fees

Procuration fees (gross fee paid)

For all types of procuration fees paid and for further fee information, click here

Criteria checker

Can we help your client? Use our tool to find out.
Simply type your criteria to see our levels of acceptance and flexibility.

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator