Important changes to our mortgage products and the return of our 95% LTV Family Mortgage

24 Jun 2020

Time for some good news! We've made some changes to our mortgage product range with effect from 24 June 2020:

  • Our 95% LTV Family Mortgage has been reinstated for new business 
  • We now have a range of 75% LTV Owner Occupier products and 65% LTV Buy to Let products
  • We've reduced rates across most of our fixed rate products, and extended the completion deadline to 02/01/2021 
  • Product fee for our 5 Year Fixed Rate repayment mortgages reduced to £999.


It's back! A reminder of our award winning Family Mortgage 

Our award winning 95% LTV Family Mortgage gives families the flexibility to combine their property and savings as security for a borrower's mortgage.

  • Your clients can borrow up to 95% LTV
  • Include family members' savings and/or property as security
  • Include family members' savings as security in an offset account to reduce the amount of the mortgage on which interest is charged
  • 5 year fixed rate available

Find out more here


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We have a team of BDMs ready, willing and able to answer any of your queries and guide you through the application process. If you don’t have a BDM in your area, you can contact our dedicated Mortgage Desk.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Arif Kara

Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:

Michelle Parry-Bunter

Michelle has worked for the Society for over a decade and focuses on the South Coast. Contact Michelle for help with your clients' mortgages.
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Your Local BDM:

Nathan Waller

Nathan was previously a mortgage and protection adviser, and focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:

Grace Bennett

Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East & West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire & North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

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