News & product updates
Find out the latest news and updates from Family Building Society, including changes to products and criteria, as well as up coming events.
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We're implementing the new ESIS illustration
5 Nov 2018
From 5 November we will switch from issuing a Key Facts Illustration (KFI) to a European Standardised Information Sheet (ESIS) for all regulated mortgages.
As a reminder, an ESIS will contain more detail about the mortgage and the terms on offer. This includes new sections such as ‘Lender details’, ‘Complaints’ and ‘Other rights of the borrower’.
Please be aware, from 5 November all of our Owner Occupier application forms will state ‘illustration’ rather than ‘Key Facts Illustration’.
How will this affect current pipeline applications?
All mortgage applications received before 5 November will be issued with a KFI+ style enquiry illustration. From 5 November, an ESIS style enquiry illustration will be issued.
Please let your clients know the new ESIS style Offer illustration differs in appearance and layout from the existing KFI+ style illustrations.
If you have any questions or have a case you would like to discuss, please contact your local Business Development Manager or our Mortgage Desk.
As a reminder, an ESIS will contain more detail about the mortgage and the terms on offer. This includes new sections such as ‘Lender details’, ‘Complaints’ and ‘Other rights of the borrower’.
Please be aware, from 5 November all of our Owner Occupier application forms will state ‘illustration’ rather than ‘Key Facts Illustration’.
How will this affect current pipeline applications?
All mortgage applications received before 5 November will be issued with a KFI+ style enquiry illustration. From 5 November, an ESIS style enquiry illustration will be issued.
Please let your clients know the new ESIS style Offer illustration differs in appearance and layout from the existing KFI+ style illustrations.
If you have any questions or have a case you would like to discuss, please contact your local Business Development Manager or our Mortgage Desk.
Affordability Calculator
Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator
Your Local BDM:
Arif Kara
Arif was previously a mortgage adviser, and focuses on North and West London. Contact Arif for help with your clients' mortgages.
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Your Local BDM:
Michelle Parry-Bunter
Michelle has worked for the Society for over a decade and focuses on the South Coast. Contact Michelle for help with your clients' mortgages.
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Your Local BDM:
Nathan Waller
Nathan, previously a mortgage broker, focuses on Cambridgeshire, East Sussex, Essex, Suffolk, Hertfordshire, Bedfordshire, Lincolnshire, Norfolk and Kent. Contact Nathan for help with your clients' mortgages.
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Your Local BDM:
Grace Bennett
Grace focuses around the West M25 area. Contact Grace for help with your clients' mortgages.
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Your Local BDM:
Darren Deacon
Darren has over 28 years' Financial Services experience and focuses on both the East & West Midlands as well as the Southwest. Contact Darren for help with your clients' mortgages.
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Your Local BDM:
Paul Roberts
Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire & North East. Contact Paul for help with your clients' mortgages.
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We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:
- 01372 744155
- 01372 745607
- mortgage.desk@familybsoc.co.uk
Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon
We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.