News & product updates

Find out the latest news and updates from Family Building Society, including changes to products and criteria, as well as up coming events.

If you'd like to receive regular email updates from us so you never miss out, sign up here.

Read all about it

Improvements to our 95% LTV Family Mortgage

2 Aug 2018

We’re pleased to inform you that following your feedback, your clients can now use their own solicitor to act on our behalf for Family Mortgage applications. As with all our mortgages, solicitors are required to be registered on our panel with LMS.

Winner for the third year running

We're proud to have won for the third year in a row, Best Guarantor / Assisted Mortgage Lender for our Family Mortgage at the What Mortgage Awards 2018.

We are particularly delighted to have won as the What Mortgage Awards are voted for by real customers, recognising and rewarding the best businesses in the UK’s mortgage and personal finance markets.

A reminder of the features of our Family Mortgage

  • 2.89% 3 year fixed rate and 2.99% 5 year fixed.
  • 95% LTV subject to 20% additional security from family member(s). The 5% deposit can be gifted.
  • Family members can use one or a combination of three different ways to provide security to borrowers:
    1. Secure a charge over their property.
    2. Deposit savings in our Family Security account which earns interest.
    3. Deposit savings in our Family Offset account which further reduces the mortgage cost for the borrower.
  • Payment waiver built in. We will meet the mortgage payments for up to six months if a borrower loses their job.
  • Stamp Duty friendly. The mortgage is in the borrowers name, so the 3% charge for second properties does not apply.

Affordability Calculator

Find out how much your residential client may be able to borrow. To see affordability for a Buy to Let client, use our Buy to Let calculator

Find Your Local

Business Development Manager

Your Local BDM:

Michelle Parry-Bunter

Michelle has worked for the Society for over a decade and focuses on the South Coast. Contact Michelle for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Nathan Waller

Nathan was previously a mortgage and protection adviser, and focuses on Essex and Kent. Contact Nathan for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Charlotte Grimshaw

Charlotte has a background working with intermediaries within the Building Society sector and focuses around the West M25 area. Contact Charlotte for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Darren Deacon

Darren has over 28 years' Financial Services experience and focuses on both the East & West Midlands. Contact Darren for help with your clients' mortgages.
Edit my local BDM

Your Local BDM:

Paul Roberts

Paul has over 30 years' experience and focuses on the North (inc. M62 corridor), Yorkshire & North East. Contact Paul for help with your clients' mortgages.
Edit my local BDM

We do not currently have a BDM covering your area. Please contact our Mortgage Helpdesk:

Opening hours: Mon - Fri: 8am - 5.30pm, Sat: 9am - noon

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

Edit my local BDM