INFORMATION FOUND in this area of the website is INTENDED FOR USE BY PROFESSIONAL INTERMEDIARIES ONLY
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Mortgage Eligibility - Owner Occupier

You are in the mortgage eligibility checker for owner occupiers. You may also be interested in:
+  Family Mortgage
+  Retirement Lifestyle Booster
+  Buy to Let

By completing this mortgage eligibility form you're supplying information which will help us to provide an estimation of how much your client might be eligible to borrow. An estimation does not reserve funds for any specific product. A response will be emailed back to you, within two business working days and is valid for the following 14 days.

In owner-occupied cases, please give details in the 'Additional Information' section of any other loans which will not be repaid on completion of the new mortgage (e.g. credit card balances and unsecured loans). Please include the type of loan, amount outstanding, monthly payments and term (if applicable).

We also have an Affordability Calculator that may help you.

Please note that we offer guarantor mortgages. Should this be relevant to the application you're about to submit, please let us know in the comments section that this is a guarantor mortgage enquiry.

For loans between 75% and 80% of the purchase price or property value, whichever is the lower, evidence of previous repayment history, mortgage or rental, must be available (minimum 12 months).

Please note that the property to be mortgaged must be located in England or Wales. We do not lend in Scotland or Northern Ireland.

 

Intermediary - Mortgage Eligibility Form
* Indicates required information
Applicant One
Any self-employed net profit, before tax, during the past 3 years (£)
If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.
Has your client ever:
Applicant Two
Any self-employed net profit, before tax, during the past 3 years (£)
If your client is aged 65 years or over, or will reach 65 years old during the term of the mortgage, please provide details of retirement / pension income.
Has your client ever:
Mortgage Details
If the answer is NO we cannot proceed
Please ensure that you print this page now before you press to submit the form if you would like to keep a record of the information you're submitting to us as we're unable to email you the customer's details due to data protection.