When it comes to later life lending we like to think there's nothing "normal" about us.
Our approach to individual underwriting
- We use a 'common sense' approach and we don't credit score. This means we might be able to provide a mortgage for a client who has been turned down by another lender.
- We take into account earned income up to the age of 70 and pension income beyond that. We also accept rental and investment income that can be evidenced on an SA302.
- We don't have an upper age restriction on our products (though the maximum mortgage term may be limited). Find out more by viewing our maximum mortgage term guidelines.
Find out more about our range of mortgages:
Ready to submit an application?
Download our Owner Occupier application form pack.
Want to find out more?
If you have a specific case in mind and would like to discuss the options available to your client, please call us on 01372 744155. We can also arrange for your Business Development Manager to contact you.
Alternatively, you can email us at email@example.com and one of our team will get back to you.
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