This Affordability Calculator is based on ONS data and has been designed to assist you in understanding how much your client may be able to borrow. The calculator is exclusive to our owner occupier product range, excluding the Family Mortgage.
The maximum borrowing shown is for guidance only and may vary depending on your client's circumstances. For example, where an existing owner occupier mortgage balance will remain outstanding after completion of our mortgage you should contact our dedicated Mortgage Desk to discuss this.
The Affordability Calculator is a guide only. Any advance requested will also be subject to our Lending Criteria and any product specific features which may apply. This calculator should not be used as a Decision in Principle and does not replace our Mortgage Eligibility - Owner Occupier Mortgage Eligibility Checker.
For overtime, we can accept 50% of non-guaranteed and 100% of guaranteed amounts.
We accept Guarantor Mortgages. For more information on this, please contact the Mortgage Desk or submit an Eligibility Form.
If you have a specific case in mind and would like to discuss the options available to your client, please call us on 01372 744155. We can also arrange for your Business Development Manager to contact you.
Alternatively, you can email us at email@example.com and one of our team will get back to you.
Please note: We do accept applications for up to four applicants. In order to calculate the affordability, please add the income / expenditure together or alternatively contact the New Business Team.